F.A.Q.

We have compounded answers to a few common questions you may have.

DUE TO A RELOCATION TO A NEW LOCATION THIS PAGE IS OUTDATED. 

UPDATED VERSION COMING SOON! HAVE A QUESTION, JUST ASK

Do I qualify for financing?
You must have consistently been working for at least last 3 months with monthly income of $1200 or more, have a current utility bill and a valid
Texas Driver’s License, as well as no past or pending bankruptcies. That’s it! Just submit application and we will take care of the rest. If you are
self employed, we will require a tax statement as a proof of income and your ability to repay the loan.

Do you take trade ins and buy cars?
YES! We take trades on all our vehicles, and will buy your car even if you don’t buy from us. We cannot give you our best offer on your vehicle
unless we can see it and test drive it. We even take trade ins that are not running and have major problems.

What do I need to bring if I’m planning to get financed?
– Your Texas drivers license.
– 2 most recent pay stubs or bank statements
– Two most recent bills
– Five references
– Down payment

How long will I have to wait before I can drive off in my new car?
Wait times for processing applications vary. To expedite the process you can submit your application online or call us prior to coming in. Please remember to bring proof of insurance, as this may prevent you from driving home in your new car immediately upon signing loan documentation.

What kind of insurance will I need?
You will need to have full collision and comprehensive coverage insurance. We do not accept named driver only policies, such as The General
and Fred Loya etc.

Do you take checks?
No we do not, but you may use your debit card if you wish to pay directly from your bank account.

Does in-house financing mean I have to come to the dealership to make my payments?
Not with us. You have the freedom to make your payment online from the comfort of your home if you choose to do so.